Financing Options

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Energy Efficiency Financing Made Simple

Through our partnership with Clearwater Credit Union, qualified homeowners can access Energy Efficiency Loans designed to improve comfort, reduce energy costs, and support a more sustainable home. This unsecured loan offers terms up to 10 years with competitive rates ranging from 6.9%–8.9%. For example, a $25,000 loan over 120 months at 6.9% results in estimated payments of $289.03 per month. All loans are subject to approval and are insured by NCUA.

Have questions or ready to get started? Call our office today!

Together with Clearwater Credit Union, we make energy-efficient home upgrades more affordable.

Flexible Financing from Synchrony

No Interest if Paid in Full within 18 Months

Take care of your project now and spread payments over time — with no interest as long as the balance is paid in full within 18 months.

  • Predictable monthly payments
  • Great option for larger upgrades
  • No interest when paid on time

11.99% APR Until Paid in Full

Prefer a longer-term option with fixed monthly payments? This plan offers consistent payments at a competitive rate until the balance is paid off.

  • Fixed monthly payments
  • No payoff deadline pressure
  • Easy budgeting over time

5.99% APR Until Paid in Full

Looking to pay things off faster and save on interest? This short-term plan offers a lower APR with fewer payments.

  • Lower interest rate
  • Faster payoff timeline
  • Ideal for smaller or mid-size projects

Testimonials

Hear From Our Satisfied Customers

Michael Scialabba
2 days ago
These guys are SOLID. Exceptional service. Thorough diagnostics, easy to work with. So good I signed up for their annual membership.
Andrew J Wolfram
2 days ago
I swear that the nicest people in all of Missoula work at Hellgate. Austin was my plumber today and he was no exception. He was professional, kind, and empathetic. He explained everything he was doing and patiently answered all my questions. Best of all, my toilet no longer leaks 🎉
Ashley Weaver
3 days ago
Always great service and friendly knowledgeable technicians. Good value for the money.
Bill Funke
3 days ago
Our furnace stopped working, fortunately it was just a sensor. They replaces it quickly and everything is working great now.
mike rossmiller
6 days ago
Super experience. Was fixed in less than hour. Thanks much.
Deanna Earl
6 days ago
From the very first interaction with Hellgate Plumbing, Heating and cooling I was extremely impressed with the amazing customer service. I had a technician at my house within 2 hours to fix my water heater issues. Abram was the nicest most informative person. I really appreciate he gave us all of our options. I would use this company again and again if need be. I plan to tell everyone about this incredible experience! In a world where customer service is lacking, it was wonderful to be taken care of so well! THANK YOU SO MUCH!
Austen Reynolds
6 days ago
Sinjun was excellent. 5 star service
Tony Crawford
1 week ago
They are responsive and professional. I have used them for years and will continue. Thanks!
David
1 week ago
Fast and excellent. Scheduling issues were quickly resolved.
Martin Spethman
1 week ago
Sinjun was very professional and cordial. He explained every step in detail. Our A/C was fixed right away! Thanks, Sinjun!
Joey F. Love
1 week ago
Jake was great. Explained everything thoroughly. Would recommend!
Dawn Dalili
1 week ago
Technician was respectful and helpful. Job was completed without any issues.
Lisa McFarlane
1 week ago
My elderly Mom’s furnace system failed during this hot spell, meaning the fan was not functional and she was suddenly without air conditioning to her home. Thank goodness my brother was visiting and reached out to Hellgate Plumbing, Heating and Cooling who promptly came to the house, diagnosed the situation and provided a proposal for replacement of the 20+ year old furnace last week! Andrew was our point of contact at Hellgate, and he was honest, responsive to questions and was even able to have the new furnace installed and commissioned 3 days earlier than originally scheduled. They have excellent communication regarding status, when to expect their technicians and final wrap up of the project. My Mom and our family are grateful to Andrew and Hellgate Plumbing, Heating and Cooling team!
Ken Gragg
1 week ago
On time and did a nice job!
Paul Gourguechon
2 weeks ago
Jacob was on time and thorough
Sandi Perry
2 weeks ago
Thank you Austin. You did a great job!
Stjarna Melton
2 weeks ago
Shout out to Austin. Appreciate you for your hard work
Amber Peters
3 weeks ago
From the initial phone call with Lisa inquiring about services to the tech visit from Abram, I experienced nothing but professionalism and courtesy. It is evident everyone is skilled and desires to help the customer. In addition to repairing a leaky tub handle, Abram also answered my questions about another issue with patience and thoroughness in a manner I could understand. He made sure I understand in advance of the tub repair any issues that might cause complications due to the age of the plumbing involved, which I appreciated. I strongly recommend this company.

    Get Assistance Today

    Don't Wait... Call Hellgate

    Responsive and reliable. Help when you need it most. Hellgate Plumbing, Heating and Cooling has provided residents of Missoula, Lolo, Florence, MT, and beyond with reliable and affordable HVAC and plumbing services for over 40 years.