Financing Options

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Energy Efficiency Financing Made Simple

Through our partnership with Clearwater Credit Union, qualified homeowners can access Energy Efficiency Loans designed to improve comfort, reduce energy costs, and support a more sustainable home. This unsecured loan offers terms up to 10 years with competitive rates ranging from 6.9%–8.9%. For example, a $25,000 loan over 120 months at 6.9% results in estimated payments of $289.03 per month. All loans are subject to approval and are insured by NCUA.

Have questions or ready to get started? Call our office today!

Together with Clearwater Credit Union, we make energy-efficient home upgrades more affordable.

Flexible Financing from Synchrony

No Interest if Paid in Full within 18 Months

Take care of your project now and spread payments over time — with no interest as long as the balance is paid in full within 18 months.

  • Predictable monthly payments
  • Great option for larger upgrades
  • No interest when paid on time

11.99% APR Until Paid in Full

Prefer a longer-term option with fixed monthly payments? This plan offers consistent payments at a competitive rate until the balance is paid off.

  • Fixed monthly payments
  • No payoff deadline pressure
  • Easy budgeting over time

5.99% APR Until Paid in Full

Looking to pay things off faster and save on interest? This short-term plan offers a lower APR with fewer payments.

  • Lower interest rate
  • Faster payoff timeline
  • Ideal for smaller or mid-size projects

Testimonials

Hear From Our Satisfied Customers

Sharon Sterbis
4 days ago
I was pleased how soon I could get an appointment and that I could book online. I also appreciated getting a text when the technician was on the way. The technician was friendly and efficient.
Mike MtnMan
4 days ago
This company has great communication from the time they confirm your appointment to follow up. The tech they send out dresses and acts professional as is required for what the customer has to pay for plumbing services these days. Work was completed in an appropriate amount of time. The work space was cleaner than the tech found it and everything thing operates correctly.
Greg Leary
5 days ago
Jake did a great job; he was very professional, personal, and knowledgeable.
Sue Savage
7 days ago
Extremely detailed oriented and service minded. Fit our repair in amongst their other schedule and followed up very thoroughly. Highly recommend this company.
Frank Castorena
1 week ago
Great service and expertise! Hellgate delivered on its commitment and provided quality service. With great professional technicians, Sinjun and Abram…. Will use them in the future again!
Michael Kavanaugh
1 week ago
The tech (Sinjun) was conscientious and knowledgeable. He worked efficiently to troubleshoot my AC, find two refrigerant leaks and repair and recharge the system. He was also very communicative and helped fine tune a fan setting. Highly recommend .
mike rossmiller
2 weeks ago
Super experience. Was fixed in less than hour. Thanks much. Austin was amazing.
Cindy Anderson
2 weeks ago
Austin from Hellgate Pluming & Heating was a gem — prompt, friendly, patient & got the job (water tank install) done quickly and professionally. Highly recommend!
Susan Burton
2 weeks ago
We got an appt. very quickly and the plumber was very efficient and personable!
Barry Hartman
2 weeks ago
Henry came to our house early and took care of our plumbing problem ! He is neet polite and knowledgeable a tribute to your fine company!
Colleen P
2 weeks ago
Jake was very professional & clear on what he found. Showing photos as applicable. He serviced both the AC & furnace in one appointment.
Michael Scialabba
2 weeks ago
These guys are SOLID. Exceptional service. Thorough diagnostics, easy to work with. So good I signed up for their annual membership.
Andrew J Wolfram
2 weeks ago
I swear that the nicest people in all of Missoula work at Hellgate. Austin was my plumber today and he was no exception. He was professional, kind, and empathetic. He explained everything he was doing and patiently answered all my questions. Best of all, my toilet no longer leaks 🎉
Ashley Weaver
2 weeks ago
Always great service and friendly knowledgeable technicians. Good value for the money.
Bill Funke
2 weeks ago
Our furnace stopped working, fortunately it was just a sensor. They replaces it quickly and everything is working great now.
mike rossmiller
3 weeks ago
Super experience. Was fixed in less than hour. Thanks much.
Deanna Earl
3 weeks ago
From the very first interaction with Hellgate Plumbing, Heating and cooling I was extremely impressed with the amazing customer service. I had a technician at my house within 2 hours to fix my water heater issues. Abram was the nicest most informative person. I really appreciate he gave us all of our options. I would use this company again and again if need be. I plan to tell everyone about this incredible experience! In a world where customer service is lacking, it was wonderful to be taken care of so well! THANK YOU SO MUCH!
Austen Reynolds
3 weeks ago
Sinjun was excellent. 5 star service

    Get Assistance Today

    Don't Wait... Call Hellgate

    Responsive and reliable. Help when you need it most. Hellgate Plumbing, Heating and Cooling has provided residents of Missoula, Lolo, Florence, MT, and beyond with reliable and affordable HVAC and plumbing services for over 40 years.