Financing Options

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Energy Efficiency Financing Made Simple

Through our partnership with Clearwater Credit Union, qualified homeowners can access Energy Efficiency Loans designed to improve comfort, reduce energy costs, and support a more sustainable home. This unsecured loan offers terms up to 10 years with competitive rates ranging from 6.9%–8.9%. For example, a $25,000 loan over 120 months at 6.9% results in estimated payments of $289.03 per month. All loans are subject to approval and are insured by NCUA.

Have questions or ready to get started? Call our office today!

Together with Clearwater Credit Union, we make energy-efficient home upgrades more affordable.

Flexible Financing from Synchrony

No Interest if Paid in Full within 18 Months

Take care of your project now and spread payments over time — with no interest as long as the balance is paid in full within 18 months.

  • Predictable monthly payments
  • Great option for larger upgrades
  • No interest when paid on time

11.99% APR Until Paid in Full

Prefer a longer-term option with fixed monthly payments? This plan offers consistent payments at a competitive rate until the balance is paid off.

  • Fixed monthly payments
  • No payoff deadline pressure
  • Easy budgeting over time

5.99% APR Until Paid in Full

Looking to pay things off faster and save on interest? This short-term plan offers a lower APR with fewer payments.

  • Lower interest rate
  • Faster payoff timeline
  • Ideal for smaller or mid-size projects

Testimonials

Hear From Our Satisfied Customers

Kelly Mulcaire
4 days ago
Amazing service! Henry came out for an emergency issue and went above and beyond to fix the problem. Highly recommend!
Howard Beall
4 days ago
We had a difficult drain blockage affecting two separate condos in our building. The two Hellgate staff that responded were able to diagnose and fix the problem in a timely manner. We have always had great service from them over the years.
Seth Larson (Sedi)
5 days ago
I made an appointment online in the afternoon and they were able to come to my house the following morning. The plumbers were nice and professional. They did a thurough job of inspecting my plumbing and fixed the blockage in my pipe without issue. I am happy with the service they provided.
Dean & Shirley Lindstrom
6 days ago
Very comprehensive service.
Great information is provided.
Erin White
1 week ago
Brandon and Andrew were very friendly and knowledgeable in helping me evaluate whether I needed a new furnace.
Lucas Osellame
1 week ago
Best plumbers in town !!
Brandi Blair
1 week ago
The gentleman was thorough and asked us if we had any questions or concerns before we even got started.
Steve Hodgson
1 week ago
Great service! When my water heater died, they were able to send out Henry and Abe that same day. The fellas did a great job sussing out the situation and making sure everything was safe until they could get a new unit installed. The whole deal took only 4 days, and the boys couldn’t have been more helpful. True professionals.
Emily Hensen
2 weeks ago
Sinjun S was efficient, friendly, and thorough. Glad I chose to call Hellgate Plumbing, Heating and Cooling
Roy Leggett
2 weeks ago
Austin arrived to fix problem and was courteous and knowledgeable AND friendly. Highly recommend
Ralph D. Leonard
2 weeks ago
I recently had Hellgate Plumbing and Heating install a Navien NCB 240e combination boiler and tankless water heater. Jason returned the bid the same day. From the start Jason was easy to work with, we discussed different options and venting routes, compromised and agreed upon what to do. Michael and Jason assessed the installation exactly. The work is beautiful, like engineering art. While it seemed expensive, their bid was the lowest and they were absolutely the quickest to respond and get the work done. I am really pleased with this system. My experience working with Hellgate Plumbing and Heating was Great, I highly recommend them.
Eric Kuhl
2 weeks ago
Hellgate did excellent work for me expanding the plumbing connected to a hydronic home heating system, adding a new heating zone in the basement and installing new radiators. Mike worked with me on an initial visit to strategize a plan to locate piping and radiator placement to provide heat to each room with the least disturbance of drywall or other existing features. He was quite knowledgeable and creative in finding solutions. The team that came later to install the extended system were professional and competent and finished the job on time. I would not hesitate to use Hellgate again for plumbing or heating needs.
Tom Peterman
2 weeks ago
Henry was professional, skilled, and fast. He replaced my broken Moen Water shut-off system.
Shane Field
2 weeks ago
We had a new furnace installed. The technicians who installed it were very knowledgeable, respectable and great to work with. I would definitely recommend Hellgate , Plumbing and Heating!
Sally Heston
2 weeks ago
Henry was on time and very nice to work with on my plumbing issue. Asked it there was any other problems I would like to address while he was here. Excellent service today. Thank you
scott hansen
2 weeks ago
Very happy with the service we received from Hellgate Plumbing, Heating and Cooling. Their whole team is very professional, knowledgeable and pleasant to work with.
Barbara Shubert
2 weeks ago
Abe, the technician, was great. He arrived soon after he called me, quickly diagnosed and explained the issue and gave me a couple of options for repair. Everything was repaired and is now working. I will call you again. Thank you.
Kathy O
2 weeks ago
My water heater was replaced in a timely manner by a very nice and efficient serviceman. I couldn’t be happier.

    Get Assistance Today

    Don't Wait... Call Hellgate

    Responsive and reliable. Help when you need it most. Hellgate Plumbing, Heating and Cooling has provided residents of Missoula, Lolo, Florence, MT, and beyond with reliable and affordable HVAC and plumbing services for over 40 years.