Financing Options

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Energy Efficiency Financing Made Simple

Through our partnership with Clearwater Credit Union, qualified homeowners can access Energy Efficiency Loans designed to improve comfort, reduce energy costs, and support a more sustainable home. This unsecured loan offers terms up to 10 years with competitive rates ranging from 6.9%–8.9%. For example, a $25,000 loan over 120 months at 6.9% results in estimated payments of $289.03 per month. All loans are subject to approval and are insured by NCUA.

Have questions or ready to get started? Call our office today!

Together with Clearwater Credit Union, we make energy-efficient home upgrades more affordable.

Flexible Financing from Synchrony

No Interest if Paid in Full within 18 Months

Take care of your project now and spread payments over time — with no interest as long as the balance is paid in full within 18 months.

  • Predictable monthly payments
  • Great option for larger upgrades
  • No interest when paid on time

11.99% APR Until Paid in Full

Prefer a longer-term option with fixed monthly payments? This plan offers consistent payments at a competitive rate until the balance is paid off.

  • Fixed monthly payments
  • No payoff deadline pressure
  • Easy budgeting over time

5.99% APR Until Paid in Full

Looking to pay things off faster and save on interest? This short-term plan offers a lower APR with fewer payments.

  • Lower interest rate
  • Faster payoff timeline
  • Ideal for smaller or mid-size projects

Testimonials

Hear From Our Satisfied Customers

Mark Skinner
2 days ago
Austin replaced our 20 yr old Ranaai tankless H2O heater with a Navian. We selected the appropriate model for our application and needs. I am familiar with Austin and he removed and replaced the old unit with the New Navian and did excellent work tested everything cleaned up and as usual it was a Great experience. Very impressed w our tankless Navian it is extremely quiet and smooth light years ahead of the old one. I have used Hellgate for personal and rental properties and have always had a Great experience.
April Armstrong
3 days ago
Sinjin did such a wonderful job figuring out what was going on with our furnace, and is going to fix it pronto where Garden City Plumbing and Heating just couldn’t do the job. They felt my house was too messy. First one to ever say that. Anyway, Hellgate plumbing, heating and cooling showed up pronto and told me it’s a common issue with limit switches on a Carrier Furnace. They k ew right away what it was. Cold outside now, so I need the furnace to work, and this company made it happen! Cheerful pleasant service. What a treat!
bill bunce
3 days ago
Service is excellent! We had a billing concern and they addressed it quickly and fairly. Very responsive and Abe, their tech, did a great job. The best customer service I’ve seen from ANY business in ages.
Richard Hughes
4 days ago
We had our new furnace checkup done by Sinjun. He was very professional and thorough explaining everything that was done. I am very impressed with the way they operate their business. I would highly recommend them for your HVAC needs.
Pamela Dale
5 days ago
Such a joy dealing with Kaleigh. She not only let us know when our technicians were coming but also sent pictures and a short bio of each. The wearing of shoe covering is also much appreciated. Great service 👍
Mary Taylor
5 days ago
Very friendly. Even tho my floors were dirty he still put his booties on. Explained all the services you offer. Will put your company on speed dial.
Danny Blowers
6 days ago
Fast, professional and courteous service from Mike, Henry and the team at Hellgate Plumbing. We are very thankful for their response to our plumbing emergency. I would highly recommend them for all your plumbing needs.
Karen Lacey
7 days ago
Sinjun and Talan were quickly able to assess and solve the problem of the unusual sound on the furnace
Rags Duckworth
1 week ago
One fine Friday a cable tech was doing a call at our home. Suddenly he found our water heater had sprung a leak and seeped water about 10 feet into our big guest bedroom carpet. We didn't know what to do. After calling flood mitigators I began calling. My response?" "Monday". Not Hellgate. "See you Saturday at 10." Henry was our man. By 2:00 pm we had a total cleanout of the old and a new water heater. No mess, no big deal, FIXED OUR PROBLEM. Paid in full. Done. We will have proper paperwork for a Homeowners claim. Good job. And thank you.
Mary Granger
1 week ago
Job well done! Henry arrived on time to do an annual water heater flush. He worked efficiently and showed respect for our property.
Tom Burke (Tom)
1 week ago
Had them update my plumbing for a kitchen remodel, fast and efficient, highly recommend.
Rags Duckworth
2 weeks ago
One fine Friday a cable tech was doing a call at our home. Suddenly he found our water heater had sprung a leak and seeped water about 10 feet into our big guest bedroom carpet. We didn't know what to do. After calling flood mitigators I began calling. My response?" "Monday". Not Hellgate. "See you Saturday at 10." Henry was our man. By 2:00 pm we had a total cleanout of the old and a new water heater. No mess, no big deal, FIXED OUR PROBLEM. Paid in full. Done. We will have proper paperwork for a Homeowners claim. Good job. And thank you.
Leslie Herbert
2 weeks ago
Very professional and prompt! They are my go to for fireplace, furnace, plumbing, and electric!
SA
2 weeks ago
Amazing service! The gentleman was friendly and professional. I’d definitely would recommend to others for their services! As a follow up the installation was great as well.
Mark Skinner
4 weeks ago
Henry replaced a gas hot water for us. As usual Hellgate plumbers are excellent efficient and trustworthy. I have used Hellgate for minor and major projects on our properties and have always been satisfied with their work!
Mary Lou Rentz
1 month ago
Fast service! Repair was quick. Jacob explained everything.
SA
1 month ago
Amazing service! The gentleman was friendly and professional. I’d definitely would recommend to others for their services!
Elizabeth Hubble
1 month ago
We were really happy with our experiences with Hellgate Plumbing. Quick, under the estimate, and didn’t have to wait all morning for them to show up. Henry was great.

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    Don't Wait... Call Hellgate

    Responsive and reliable. Help when you need it most. Hellgate Plumbing, Heating and Cooling has provided residents of Missoula, Lolo, Florence, MT, and beyond with reliable and affordable HVAC and plumbing services for over 40 years.